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Don’t Let Frozen Temperatures Destroy Your Home: How to Handle Burst Pipes
Don’t Let Frozen Temperatures Destroy Your Home: How to Handle Burst Pipes
In the midst of winter, it’s difficult enough to keep warm between frigid temperatures, ice and snow—the last thing you want to deal with is burst or frozen pipes. Nevertheless, this concern takes the title as the top home insurance claim during the chilly season, according to industry experts. And while prevention methods are the best way to avoid suffering from pipe problems, it’s...

Don’t Hit the Slopes Without the Right Cover
Don’t Hit the Slopes Without the Right Cover
An estimated 1.75 million Britons will go on a ski holiday this winter, according to the UK association for tour operators and travel agents, Abita. However, 33 per cent of Britons admit to not checking to see if their travel insurance covers winter sports. This is especially troubling, as from 2012-16, there were 58 deaths, 118 hospitalisations, and thousands of injuries from skiing and snowboarding...

Follow These Recommendations to Keep Your Pipes From Freezing
Follow These Recommendations to Keep Your Pipes From Freezing
The average claim for burst pipe damage is £7,500, according to the Association of British Insurers. Generally, pipes that are exposed to outdoor temperatures and pipes that run along exterior walls with minimal insulation tend to freeze more easily. To ensure that your pipes stay warm all winter, follow these nine recommendations:

1. Set your thermostat to at least 12C and keep the heat...

The Winter Health & Safety Hazards that Cost Employers the Most Money
The Winter Health & Safety Hazards that Cost Employers the Most Money
The winter months bring more than just cold weather and shorter days—they also expose your organisation to seasonal health and safety hazards. Five of the most common and costly of these risks are as follows:

1. Lower temperatures can impact an employee’s judgement and reflexes, which could impact productivity or lead to an injury and a liability claim.
2. Slips, trips and falls...

Winter Driving Puts Your Workers at Risk
Winter Driving Puts Your Workers at Risk
According to a recent report from the Department for Transport, road deaths have increased by 4 per cent this year. Driving conditions during the winter can be unpredictable and can change several times throughout the day. The limited amount of daylight can make these conditions even more hazardous, as the dark hides ice and further impairs visibility. If you have employees that regularly drive for...

Winter Travel Tips to Save You Money
Winter Travel Tips to Save You Money
Although it’s easy to get caught up in the excitement of planning a winter holiday, don’t forget to sort your travel money and insurance as well. Save money by being proactive and following these tips:
Pre-book currency. Don’t wait until the last minute, or you may end up paying more—especially at the airport where exchange rates are inflated. Consider pre-ordering currency...

Home - Mitigate Your Risk of Theft This Winter
Home - Mitigate Your Risk of Theft This Winter
The long winter nights provide burglars with the ideal cover to break into sheds and garages. In fact, nearly one-fifth of all theft claims are submitted during January and February—making winter a burglar’s favourite time of year.
The most common items stolen from buildings during these night-time break-ins are bicycles, mobile phones and power tools. To protect your home and valuables...

Home - 8 Tips for Saving Energy This Winter + Energy Saving Myths Explained
Home - 8 Tips for Saving Energy This Winter + Energy Saving Myths Explained
8 Tips for Saving Energy This Winter January’s cold snap seemed to creep up on most of the country after our warm December kept thermostats low. To keep yourself comfortable as temperatures plunge without breaking the bank this winter, follow these eight energy-saving tips:

1. Set your thermostat to about 18 degrees Celsius (but not below 13 degrees) to ensure that your home’s...

Winter Driving
Winter Driving
Winter Driving - Take Care Riding any time of the year demands caution, however Winter in particular can be treacherous.
Almost half of Britain’s motorcyclists say that riding on Winter roads is one of the worst aspects of motorcycling. Below are some helpful hints together with some of the common hazards that bikers may face during the Winter months.

Respect the Winter From...