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Protecting yourself from the rise of keyless motor theft
Protecting yourself from the rise of keyless motor theft
2018 was the worst year for motor thefts in a decade and was largely driven by sudden increases in both keyless and more traditional types of theft.

What is Keyless theft?

Keyless thefts affect newer vehicles that use keyless fobs for entry and ignition.

What makes keyless theft such a significant risk is that thieves do not need to be holding the fob itself. Instead, they can...

Bad debt Britain - payouts to help UK firms survive unpaid bills now at their highest since 2009
Bad debt Britain - payouts to help UK firms survive unpaid bills now at their highest since 2009
£5 million a week is paid by trade credit insurers to help firms cope with bad debts as the number of claims soar 60% in the last year.

According to figures published by the Association of British Insurance (ABI) on 22nd March 2019, insurance pay-outs that provide a lifeline to help businesses struggling to cope with bad debts, are at their highest level since 2009; with the equivalent...

Your Workforce is Getting Older: Prevent Age Discrimination Issues
Your Workforce is Getting Older: Prevent Age Discrimination Issues
Supporting your workforce is critical in ensuring employee productivity, well-being and loyalty to your organisation. Specifically—seeing as government reports found that nearly half of all adults in the UK will be over the age of 50 by the next decade—it’s crucial to support your ageing workforce. In addition to these statistics, allowing ageism to exist in your organisation can...

Stop Slipping: How to Prevent the Most Common Cause of Workplace Injury
Stop Slipping: How to Prevent the Most Common Cause of Workplace Injury
Whether it be a slippery surface, damaged floor coverings (e.g. a rug or carpet), improperly stored equipment or a dimly lit area, a wide variety of hazards can contribute to slips, trips and falls (STFs) in the workplace. 

What’s more, slips and trips take the top spot as the most common cause of work-related injury across industry lines, according to the Health and Safety Executive....

Don't Be the Next Victim of this Rising Crime: Tips to Fight Fraud
Don't Be the Next Victim of this Rising Crime: Tips to Fight Fraud
Regardless of industry and business size, fraud is a serious and costly concern that can wreak havoc within your organisation. Indeed, recent research from Experian UK found that the annual cost of fraud is on the rise, totalling £190 billion in the past 12 months. In the current era of rapidly evolving technology and increased risk of cyber-attacks, organisations are exposed to fraud now more...

Prepare Your Business for the Unpredictable with Proper Cover
Prepare Your Business for the Unpredictable with Proper Cover
Although robust risk management practices can help protect your business from a wide range of potential disasters, it can be increasingly difficult to prepare for the worst in an unpredictable market. And in the midst of political uncertainty regarding Brexit, rising adverse weather instances at the hands of climate change, a rapidly ageing workforce and constantly evolving technology, the UK market...

Recruit, Reward and Retain Staff with Employee Benefits
Recruit, Reward and Retain Staff with Employee Benefits
The ability to recruit, reward and retain skilled workers is clearly a concern for all businesses and these 3 reasons continue to dominate businesses thinking behind their employee benefits strategies. 

Research also shows that a business’s employee benefits package is of increasing importance to potential candidates when considering offers of employment with health and wellbeing...

Exciting opportunities to join our expanding teams in Egham and Redhill
Exciting opportunities to join our expanding teams in Egham and Redhill
ICB is part of the European broking group Verlingue, a large, expanding family owned business.

As a result of our continued growth in the UK, our Wealth Management team are looking to recruit an experienced Wealth Management Adviser to join the team in our Egham office.
We are looking for an experienced professional who can take over responsibility for existing clients, develop relationships,...

Are you looking to improve employee wellness and productivity at work?
Are you looking to improve employee wellness and productivity at work?
Vision care is rapidly becoming an essential healthcare management tool for many employers in the UK and overseas.

Did you know that...

74% of the UK workforce wear corrective eye wear or have had laser surgery? 123 million workdays are lost due to vision-related absenteeism? 1 in 10 adults have never had an eye examination? £8.4 billion per year is the estimated cost of absenteeism...

Stockpiling Over Brexit Fears? Why You Need to Tell Your Broker
Stockpiling Over Brexit Fears? Why You Need to Tell Your Broker
With less than two weeks remaining until Brexit occurs (unless an extension is granted) and still no proper withdrawal agreement in place at the time of writing, organisations throughout the UK are preparing for the possibility of a no-deal scenario. Specifically, border uncertainty has businesses across industry lines fearing for an increase in import taxes. And in response, many have begun stockpiling...

Recent HSE News & Prosecutions: Multiple Companies Fined Following Worker Fatality
Recent HSE News & Prosecutions: Multiple Companies Fined Following Worker Fatality
Two companies received fines following a lifting operation that resulted in the death of an employee. After Larkin Eng Services Limited contracted Cumbria Design Scaffold Limited to collect two metal walkways and deliver them using a flatbed lorry and a mounted crane, the employee was asked to assist in the delivery operation. However, the walkways were not securely fastened to the back of the lorry....

Keep Employees Awake and Reduce Workplace Fatigue with This Guidance
Keep Employees Awake and Reduce Workplace Fatigue with This Guidance
While keeping your eyes open at work may seem like a simple task, recent data revealed that employees across the nation beg to differ. Indeed, government research found that Britain is suffering from a 'sleep epidemic', resulting in an increased prevalence of workplace fatigue. Over 30 per cent of people in the UK are affected by insomnia, and more than 15 per cent of British adults report getting...

Brexit is Coming: Prepare Your Data and Technology
Brexit is Coming: Prepare Your Data and Technology
Time is limited for the UK and the EU to craft a proper withdrawal agreement before Brexit takes place on 29th March 2019 (unless an extension is granted), leaving room for a range of possible outcomes. Despite the uncertainty, however, it’s crucial for your business to be prepared for anything—especially in the realm of data and technology. 

No-deal or not, ensure your organisation...

Directors and Officers Increasingly Liable: 1 in 4 Hit With Claims
Directors and Officers Increasingly Liable: 1 in 4 Hit With Claims
Between regulatory changes, increased technology troubles and everyday exposures, the past year has seen a significant increase in liability claims for senior-level business executives. Indeed, a recent survey found that nearly a quarter of senior managers have had at least one claim made against them, and over 30 per cent reported concerns of a claim headed their way in the future. 

In...

Don't Forgo Cover After Brexit. Use This to Pay Your Premiums
Don't Forgo Cover After Brexit. Use This to Pay Your Premiums
As Brexit continues to be the source of much business uncertainty, many organisations - especially SMEs - are worried that the outcome could result in serious cash flow concerns. What's worse, such an issue could make it more difficult for your business to pay for crucial operating costs, such as salaries, rent and even insurance premiums.  

And although securing proper cover for your...

Don’t Let Frozen Temperatures Destroy Your Home: How to Handle Burst Pipes
Don’t Let Frozen Temperatures Destroy Your Home: How to Handle Burst Pipes
In the midst of winter, it’s difficult enough to keep warm between frigid temperatures, ice and snow—the last thing you want to deal with is burst or frozen pipes. Nevertheless, this concern takes the title as the top home insurance claim during the chilly season, according to industry experts. And while prevention methods are the best way to avoid suffering from pipe problems, it’s...

How A ‘No-deal’ Brexit Will Change Driving in the EU
How A ‘No-deal’ Brexit Will Change Driving in the EU
Whether you plan to take your family on a continental road trip in the coming months or work for a transport organisation that frequently enters the EU, the results of Brexit may alter your current travelling agenda.

In the event of a no-deal, several UK driving laws will change—for both UK citizens and commercial drivers. All drivers are being urged to contact their insurer to arrange...

You Need to Have Travel Insurance Before Take-off. Here’s Why
You Need to Have Travel Insurance Before Take-off. Here’s Why
In the wake of the new year, people often start scheduling their exciting holiday trips and adventures for the warmer months ahead. However, sunglasses and a new suitcase aren’t the only things you should consider purchasing before travelling. Indeed, it’s crucial to avoid waiting until the last minute to buy travel cover. Have a look at the biggest benefits of purchasing travel insurance...

Keep an ‘Eye’ on Employee Vision: How  Eye Care Can Improve Productivity
Keep an ‘Eye’ on Employee Vision: How Eye Care Can Improve Productivity
Ensuring safe and clear vision can help employees across sectors complete their job effectively and protect their eyes from on-site dangers. However, recent research revealed that prioritising eye care in the workplace offers even greater advantages, including overall employee well-being and increased productivity.

Although only 52 per cent of organisations currently provide employees with eye...

Recent HSE Prosecutions: Landlord and Contractor are Fined After Asbestos Breach
Recent HSE Prosecutions: Landlord and Contractor are Fined After Asbestos Breach
Both a landlord and building contractor were fined after a property demolition resulted in the release of large amounts of asbestos fibres. The landlord hired a building contractor to replace a conservatory containing asbestos panels at a rented property, which caused asbestos to spread as the panels were removed in an uncontained manner. 

An HSE investigation revealed the landlord failed...

Workplace Rights Receive Updates
Workplace Rights Receive Updates
In the final weeks of 2018, the government announced the biggest package of reforms in two decades, the ‘Good Work Plan’. Its intention is to ensure that the UK meets the challenges of the modern workplace while promoting quality work from employees. 

The legislation includes:

Closing a regulatory loophole that allowed agency workers to be employed on lesser rates than...

Is Your Business Ready for April's Pension Contribution Increases?
Is Your Business Ready for April's Pension Contribution Increases?
The final stage of Pension Contributions phasing comes into force from 6th April 2019. From that date all employers in the UK will have to ensure that their pension contributions are in line with the new minimum levels. 
As a valuable client of ICB Group we wanted to help you avoid any fines from the Pensions Regulator, or challenges from employees, by sending you this timely reminder and brief...

Employees' Mobile Devices Expand Your GDPR Liability: Here's How
Employees' Mobile Devices Expand Your GDPR Liability: Here's How
While allowing your employees to answer work emails on their smartphones may seem like a harmless (or even beneficial) offering, research revealed this practice can actually cause increased liability concerns under the GDPR. Indeed, industry experts discovered in a recent survey that 61 per cent of UK workers use their personal devices to answer work emails or continue working out of office when they...

Taking a Closer Look at Corporate Insurance Losses: Top 10 Causes
Taking a Closer Look at Corporate Insurance Losses: Top 10 Causes
While completing a routine risk assessment or enforcing proper hazard controls are smart business moves, your organisation’s risk landscape is in a constant state of change—making mitigation a little complicated. Fortunately, taking a closer look at past corporate losses can help your organisation prioritise risk management practices and prevent or reduce the impact of future disasters....

HSE Prosecution update
HSE Prosecution update
As you may already know, the limits on fines for Health and Safety offences have gone up and dramatically so. 

The Health and Safety Executive (HSE) publishes the figures for prosecutions and the fines each year. The latest figures being produced up to March 2018 (provisionally). Please note that these figures will include Scotland.

Overall the total amount of fines has increased...