Skip to main content

Articles


Keep an ‘Eye’ on Employee Vision: How  Eye Care Can Improve Productivity
Keep an ‘Eye’ on Employee Vision: How Eye Care Can Improve Productivity
Ensuring safe and clear vision can help employees across sectors complete their job effectively and protect their eyes from on-site dangers. However, recent research revealed that prioritising eye care in the workplace offers even greater advantages, including overall employee well-being and increased productivity.

Although only 52 per cent of organisations currently provide employees with eye...

Recent HSE Prosecutions: Landlord and Contractor are Fined After Asbestos Breach
Recent HSE Prosecutions: Landlord and Contractor are Fined After Asbestos Breach
Both a landlord and building contractor were fined after a property demolition resulted in the release of large amounts of asbestos fibres. The landlord hired a building contractor to replace a conservatory containing asbestos panels at a rented property, which caused asbestos to spread as the panels were removed in an uncontained manner. 

An HSE investigation revealed the landlord failed...

Workplace Rights Receive Updates
Workplace Rights Receive Updates
In the final weeks of 2018, the government announced the biggest package of reforms in two decades, the ‘Good Work Plan’. Its intention is to ensure that the UK meets the challenges of the modern workplace while promoting quality work from employees. 

The legislation includes:
Closing a regulatory loophole that allowed agency workers to be employed on lesser rates than permanent...

Is Your Business Ready for April's Pension Contribution Increases?
Is Your Business Ready for April's Pension Contribution Increases?
The final stage of Pension Contributions phasing comes into force from 6th April 2019. From that date all employers in the UK will have to ensure that their pension contributions are in line with the new minimum levels. 
As a valuable client of ICB Group we wanted to help you avoid any fines from the Pensions Regulator, or challenges from employees, by sending you this timely reminder and brief...

Employees' Mobile Devices Expand Your GDPR Liability: Here's How
Employees' Mobile Devices Expand Your GDPR Liability: Here's How
While allowing your employees to answer work emails on their smartphones may seem like a harmless (or even beneficial) offering, research revealed this practice can actually cause increased liability concerns under the GDPR. Indeed, industry experts discovered in a recent survey that 61 per cent of UK workers use their personal devices to answer work emails or continue working out of office when they...

Taking a Closer Look at Corporate Insurance Losses: Top 10 Causes
Taking a Closer Look at Corporate Insurance Losses: Top 10 Causes
While completing a routine risk assessment or enforcing proper hazard controls are smart business moves, your organisation’s risk landscape is in a constant state of change—making mitigation a little complicated. Fortunately, taking a closer look at past corporate losses can help your organisation prioritise risk management practices and prevent or reduce the impact of future disasters....

HSE Prosecution update
HSE Prosecution update
As you may already know, the limits on fines for Health and Safety offences have gone up and dramatically so. 

The Health and Safety Executive (HSE) publishes the figures for prosecutions and the fines each year. The latest figures being produced up to March 2018 (provisionally). Please note that these figures will include Scotland.

Overall the total amount of fines has increased...

Multiple Companies Fined After Security Guard is Killed
Multiple Companies Fined After Security Guard is Killed
Several companies have been fined following a fatal accident at the Immingham Docks. A security guard employed at the dock walked in front of an approaching HGV, causing the vehicle to run over the guard and kill him at the scene. Further investigation revealed Associated British Ports failed to provide signage requiring drivers to stop and report to security. In addition, ICTS (UK) Ltd did not offer...

Employee Stress in the Workplace - How to Help
Employee Stress in the Workplace - How to Help
While every employee experiences job-related stress at one point or another, too much stress in the workplace can lead to the development of serious mental health problems, such as depression or anxiety. And recent data from the HSE revealed that this problem is far too common. In fact, stress, depression and anxiety account for over 40 per cent of work-related ill health complications, with 15.4 million...

Here's How You Can Prepare Your Business for #MeToo in 2019
Here's How You Can Prepare Your Business for #MeToo in 2019
In the past year, the issue of sexual harassment and discrimination in the workplace has demanded attention and reform via the #MeToo campaign. Between various high-profile cases and the surge of reports from employees across industries, sexual harassment is a concern that your business needs to take seriously. Indeed, recent research revealed nearly 50 per cent of British women and 20 per cent of...

It's Time to Remove Modern Slavery From Your Supply Chain
It's Time to Remove Modern Slavery From Your Supply Chain
It has been three years since the Modern Slavery Act 2015 was enacted to fight against modern slavery in supply chains and decrease practices of forced labour. However, recent research revealed businesses have taken minimal action. In fact, a survey from the Chartered Institute of Procurement & Supply (CIPS) found only 23 per cent of companies have completed site inspections to check for evidence...

Brexit Uncertainty can be mitigated by Trade Credit Insurance
Brexit Uncertainty can be mitigated by Trade Credit Insurance
With just a few months left until Brexit takes place on 29th March 2019, the UK and EU have yet to create a solid withdrawal agreement — keeping the possibility of a ‘no-deal’ scenario intact. And although this uncertainty remains, your organisation cannot afford to be unprepared for the potential impacts of Brexit.

ICB Group has a specialist Trade Credit Insurance division...

Long read: Are Insurtechs Changing the Face of Business Insurance?
Long read: Are Insurtechs Changing the Face of Business Insurance?
ICB Group is proud to present this article, which is an interesting study into the impact of technology on the insurance landscape, published by Eric Maumy, the CEO of Verlingue – our parent company
Long spared, the business insurance sector has been hit hard by the digital revolution and the emergence of start-ups that are upsetting established models. Even though the disruption is not as...

Personal Information from 500 Million Marriott Guests Exposed in Recent Hack
Personal Information from 500 Million Marriott Guests Exposed in Recent Hack
Marriott International, a hospitality company that oversees one of the largest hotel chains in the world, recently announced that its guest reservation system had been hacked. Marriott indicated that information from approximately 500 million of their guests had been exposed in the breach, making this one of the largest cyber-incidents in history.

Specifically, guests who have made bookings...

The Biggest Risks Facing UK Businesses in 2019: Revealed
The Biggest Risks Facing UK Businesses in 2019: Revealed
In the past 12 months, the UK has experienced several changes that impacted businesses across the nation, regardless of size or industry. 

Between growing cyber-security concerns from high-profile breaches and the GDPR, broken supply chains from a commercial CO2 shortage and the collapse of big-name companies like Carillion, various risks have taken precedence. Not to mention, 2019 will...

Recent HSE News and Prosecutions
Recent HSE News and Prosecutions
Waste Company Fined and Director Jailed After Worker Suffers Fatality
A waste and recycling company was fined £700,000 and ordered to pay costs of £99,886.57 following a worker fatality from a machine accident. In 2010, the employee was working with a machine used to compress waste materials into small bales and entered the baling chamber to clear a blockage. After doing so, the machine...

Don’t Let Your Elderly Employees Become a Statistic: How to Keep Them Safe
Don’t Let Your Elderly Employees Become a Statistic: How to Keep Them Safe
Recent HSE data revealed nearly 40 per cent of workplace fatalities in 2017-18 were workers above the age of 60, representing almost a 25 per cent increase from the previous year. And these numbers are particularly alarming considering those over the age of 60 represent just 10 per cent of the UK working population. Make sure your workplace protects elderly employees from potential risks with these...

Health and Safety Statistics for 2017-18 Are Here: Areas Where You Can Improve
Health and Safety Statistics for 2017-18 Are Here: Areas Where You Can Improve
Every year, the HSE releases updated workplace health and safety statistics, providing employers with the opportunity to see how their company ranks in terms of health and safety initiatives, as well as highlighting key areas for improvement. This year’s data revealed a total of 144 workplace fatalities—nearly a 5 per cent increase from the previous year. Review these key figures from the...

How Disgruntled Employees Can Make You Liable for a Data Breach
How Disgruntled Employees Can Make You Liable for a Data Breach
It was a data breach nightmare for Morrisons when a disgruntled employee abused his access to the company’s payroll data. In January 2014, after copying the data onto a personal USB, the employee posted personal details of nearly 100,000 Morrisons workers on a file-sharing website. 

But what happened next was even worse. While the employee received an eight-year prison sentence, the...

Recent HSE News and Prosecutions
Recent HSE News and Prosecutions
Waste Company Fined Following Workers' Injuries in Explosion 
A waste company has been fined £100,000 and ordered to pay costs of £11,603.14 after two employees suffered burn injuries while processing flammable aerosol containers. The workers were processing aerosol canisters using an industrial plastic shredder. When using a gas-operated forklift to place the canisters into the...

Don't Become a Statistic: Here's Why You Can't Ignore Brexit
Don't Become a Statistic: Here's Why You Can't Ignore Brexit
For many SMEs, Brexit preparation has been placed on the backburner in order to make way for more immediate concerns, such as cyber-security cover and GDPR compliance. 

Indeed, a recent insurance broker survey revealed nearly 25 per cent of SME clients ask their broker for GDPR guidance on a regular basis, whereas only 10 per cent have enquiries regarding Brexit.

In fact, 35 per...

Lone Workers Face Unique Risks: Keep Them Healthy and Safe
Lone Workers Face Unique Risks: Keep Them Healthy and Safe
Nearly 8 million employees in the UK are lone workers (those that work by themselves without direct supervision)—that’s more than 20 per cent of the working population, according to industry research. Especially in the age of technological advancements and flexible work offerings (e.g. working remotely), lone working has become an increasingly common practice. Whether it be a homeworker,...

These Two Cyber-attacks Are on the  Rise - Here's How to Protect Yourself
These Two Cyber-attacks Are on the Rise - Here's How to Protect Yourself
Although clicking on and responding to emails in the workplace is a common practice, recent research revealed it’s also a top cyber-security concern. Indeed, among the methods cyber-criminals use to attack organisations, social engineering scams and ransomware are on the rise. 

Social engineering scams, such as email attacks and phishing scams, accounted for over 25 per cent of cyber-incidents...

Prevent a 'Chain Reaction' During Disaster With These Useful Tips
Prevent a 'Chain Reaction' During Disaster With These Useful Tips
As flood season approaches, many organisations are bolstering their risk management practices to prevent serious damage from a natural disaster. But unlike the downpour of a flood, many business disasters don’t have a season—they can happen year-round.
Whether it be a deadly cyber-attack or a costly material shortage, business disasters can often cause a chain reaction for organisations...

Long Read: Managing the Risks in Your Holiday Home Let
Long Read: Managing the Risks in Your Holiday Home Let
By letting your holiday homes out to visitors for exciting travels and unique adventures, you play a significant role in providing customers with the ultimate holiday experience. After all, finding an affordable, accommodating and safe environment to call ‘home’ during travel can make or break the trip as a whole. 

Although being the source of travellers’ joy and excitement...